/* Página de vendas · identidade visual Panda Finance */
:root {
  --azul: #0F2D44;        /* Azul Profundo · confiança */
  --salvia: #6B8F7E;      /* Verde Sálvia · crescimento */
  --salvia-escura: #557465;
  --azul-claro: #A7C7D9;  /* Azul Claro · clareza */
  --areia: #E9DCC8;       /* Areia · equilíbrio */
  --off: #F8F9F6;         /* Off White · leveza */
  --tinta: #0F2D44;
  --tinta-suave: #4E6272;
  --borda: #E4E7E2;
  --pos: #3F8A62;
  --raio: 18px;
  --titulo: "Manrope", "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  --texto: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Arial, sans-serif;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body { margin: 0; font: 16px/1.6 var(--texto); color: var(--tinta); background: var(--off); }
a { color: inherit; text-decoration: none; }
h1, h2, h3 { font-family: var(--titulo); line-height: 1.12; margin: 0; letter-spacing: -.025em; color: var(--azul); }
img { max-width: 100%; }
.largura { width: min(1180px, 100% - 32px); margin-inline: auto; }
.estreita { width: min(780px, 100% - 32px); }

/* Botões */
.bt { display: inline-flex; align-items: center; justify-content: center; gap: 10px; font-family: var(--titulo); font-weight: 700; border-radius: 10px; padding: 11px 20px; transition: background .15s, transform .15s; white-space: nowrap; }
.bt-escuro { background: var(--azul); color: #fff; font-size: 14.5px; }
.bt-escuro:hover { background: #163b58; }
.bt-salvia { background: var(--salvia); color: #fff; }
.bt-salvia:hover { background: var(--salvia-escura); }
.bt-grande { padding: 15px 26px; font-size: 16.5px; }
.bt:active { transform: translateY(1px); }
.bt-link { font-weight: 600; color: var(--azul); border-bottom: 1.5px solid var(--azul-claro); padding-bottom: 2px; }
.bt-link:hover { border-color: var(--salvia); }
.bt-link.claro { color: #fff; border-color: rgba(255, 255, 255, .5); }

/* Topo */
.topo-site { position: sticky; top: 0; z-index: 10; background: rgba(248, 249, 246, .92); backdrop-filter: blur(12px); border-bottom: 1px solid var(--borda); }
.topo-linha { display: flex; align-items: center; justify-content: space-between; gap: 20px; height: 72px; }
.logo { display: inline-flex; align-items: center; gap: 10px; }
.logo img { width: 40px; height: 40px; object-fit: contain; }
.logo-texto { font-family: var(--titulo); font-size: 19px; line-height: 1; color: var(--azul); font-weight: 500; letter-spacing: -.02em; }
.logo-texto strong { font-weight: 800; }
.logo.pequeno img { width: 28px; height: 28px; }
.logo.pequeno .logo-texto { font-size: 15px; }
.nav-site { display: flex; gap: 30px; font-weight: 500; font-size: 15px; color: var(--tinta-suave); }
.nav-site a:hover { color: var(--azul); }

/* Hero */
.hero-site { padding: 56px 0 72px; overflow: hidden; background: radial-gradient(900px 480px at 100% 0%, rgba(167, 199, 217, .35), transparent 65%), var(--off); }
.hero-grade { display: grid; grid-template-columns: 1fr 1.02fr; gap: 56px; align-items: center; }
.slogan { display: inline-block; font-size: 12.5px; font-weight: 600; letter-spacing: .32em; text-transform: uppercase; color: var(--tinta-suave); margin-bottom: 22px; }
.hero-texto h1 { font-size: clamp(40px, 5.6vw, 68px); font-weight: 800; letter-spacing: -.035em; }
.hero-texto h1 span { display: block; color: var(--salvia); }
.hero-sub { font-size: 19px; color: var(--tinta-suave); margin: 22px 0 32px; max-width: 470px; }
.hero-ctas { display: flex; flex-wrap: wrap; gap: 22px; align-items: center; }

.hero-visual { position: relative; }
.foto { margin: 0; border-radius: 26px; overflow: hidden; aspect-ratio: 4 / 4.4; box-shadow: 0 30px 60px rgba(15, 45, 68, .18); background: var(--azul-claro); }
.foto img { width: 100%; height: 100%; object-fit: cover; object-position: 55% 30%; display: block; }
.cartao-kpis { position: absolute; left: -48px; top: 36px; width: 232px; background: rgba(255, 255, 255, .93); backdrop-filter: blur(10px); border-radius: 16px; padding: 6px 18px; box-shadow: 0 20px 40px rgba(15, 45, 68, .18); }
.kpi-linha { position: relative; padding: 12px 0; border-bottom: 1px solid var(--borda); display: flex; flex-direction: column; }
.kpi-linha:last-child { border-bottom: 0; }
.kpi-linha small { font-size: 12px; color: var(--tinta-suave); }
.kpi-linha strong { font-family: var(--titulo); font-size: 21px; font-weight: 800; color: var(--azul); }
.kpi-linha span { font-size: 12px; font-weight: 600; color: var(--pos); }
.kpi-linha em { font-style: normal; font-weight: 400; color: var(--tinta-suave); margin-left: 4px; }
.kpi-seta { position: absolute; right: 0; top: 14px; width: 34px; fill: none; stroke: var(--salvia); stroke-width: 2.2; stroke-linecap: round; stroke-linejoin: round; }
.ilustrativo { margin: 10px 0 0; text-align: right; font-size: 12px; color: var(--tinta-suave); }

/* Ícones de traço */
.icone { display: grid; place-items: center; width: 44px; height: 44px; flex: none; color: var(--azul); }
.icone svg { width: 30px; height: 30px; fill: none; stroke: currentColor; stroke-width: 1.7; stroke-linecap: round; stroke-linejoin: round; }

/* Benefícios */
.faixa-beneficios { background: #fff; border-block: 1px solid var(--borda); padding: 40px 0; }
.grade-4 { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 28px; }
.beneficio { display: flex; gap: 14px; align-items: flex-start; }
.beneficio h3 { font-size: 16.5px; font-weight: 700; margin-bottom: 4px; }
.beneficio p { margin: 0; font-size: 14.5px; color: var(--tinta-suave); line-height: 1.5; }

/* Mais tempo */
.mais-tempo { background-size: cover; background-position: center; color: #fff; padding: 96px 0; }
.mais-tempo h2 { color: #fff; font-size: clamp(30px, 4vw, 46px); font-weight: 700; max-width: 520px; }
.mais-tempo p { max-width: 440px; font-size: 18px; color: rgba(255, 255, 255, .85); margin: 18px 0 26px; }

/* Seções */
.secao-site { padding: 92px 0; }
.secao-site h2 { font-size: clamp(28px, 3.6vw, 42px); font-weight: 700; max-width: 640px; margin-bottom: 40px; }
.sobretitulo { display: block; font-size: 12.5px; font-weight: 600; letter-spacing: .28em; text-transform: uppercase; color: var(--salvia); margin-bottom: 14px; }
.fundo-areia { background: linear-gradient(180deg, #f3ece1 0%, var(--off) 100%); }

.passos { list-style: none; padding: 0; margin: 0; display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 22px; }
.passos li { background: #fff; padding: 30px; border-radius: var(--raio); border: 1px solid var(--borda); }
.passo-num { display: grid; place-items: center; width: 44px; height: 44px; border-radius: 12px; background: var(--azul); color: #fff; font-family: var(--titulo); font-weight: 800; font-size: 18px; margin-bottom: 16px; }
.passos h3 { font-size: 20px; margin-bottom: 6px; }
.passos p { margin: 0; color: var(--tinta-suave); }

.recursos-grade { display: grid; grid-template-columns: .9fr 1.1fr; gap: 56px; align-items: start; }
.recursos-grade h2 { margin-bottom: 28px; }
.recursos-lista { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 18px; }
.recurso { background: #fff; border: 1px solid var(--borda); border-radius: var(--raio); padding: 24px; }
.recurso .icone { width: 48px; height: 48px; border-radius: 12px; background: var(--off); margin-bottom: 14px; }
.recurso h3 { font-size: 18px; margin-bottom: 6px; }
.recurso p { margin: 0; font-size: 14.5px; color: var(--tinta-suave); }
.seguro { display: flex; align-items: center; gap: 14px; background: #fff; border: 1px solid var(--borda); border-radius: 14px; padding: 16px 18px; max-width: 420px; }
.seguro-check { display: grid; place-items: center; width: 34px; height: 34px; border-radius: 50%; background: var(--salvia); color: #fff; font-weight: 800; flex: none; }
.seguro strong { display: block; font-size: 15px; }
.seguro small { color: var(--tinta-suave); font-size: 13px; }
.cadeado { width: 22px; margin-left: auto; fill: none; stroke: var(--tinta-suave); stroke-width: 1.7; flex: none; }

.faixa-marca { background: var(--azul); padding: 34px 0; }
.faixa-marca-linha { display: flex; align-items: center; justify-content: center; gap: 22px; flex-wrap: wrap; }
.faixa-marca img { width: 72px; height: 72px; border-radius: 18px; box-shadow: 0 0 0 1px rgba(255, 255, 255, .15); }
.faixa-marca span { color: #fff; font-size: 13.5px; font-weight: 600; letter-spacing: .3em; text-transform: uppercase; }

.duvida { background: #fff; border: 1px solid var(--borda); border-radius: 12px; margin-bottom: 12px; }
.duvida summary { cursor: pointer; padding: 18px 22px; font-family: var(--titulo); font-weight: 700; color: var(--azul); list-style: none; display: flex; justify-content: space-between; gap: 16px; }
.duvida summary::-webkit-details-marker { display: none; }
.duvida summary::after { content: "+"; color: var(--salvia); font-size: 22px; line-height: 1; }
.duvida[open] summary::after { content: "–"; }
.duvida p { margin: 0; padding: 0 22px 18px; color: var(--tinta-suave); }

.cta-final { background: var(--areia); text-align: center; padding: 88px 0; }
.cta-final img { width: 64px; height: 64px; border-radius: 16px; margin-bottom: 18px; }
.cta-final h2 { font-size: clamp(28px, 3.6vw, 40px); font-weight: 800; max-width: 680px; margin: 0 auto 12px; }
.cta-final p { font-size: 18px; color: var(--tinta-suave); margin: 0 0 28px; }

.rodape-site { background: var(--off); border-top: 1px solid var(--borda); padding: 22px 0; font-size: 14px; color: var(--tinta-suave); }
.rodape-linha { display: flex; justify-content: space-between; align-items: center; gap: 16px; flex-wrap: wrap; }
.rodape-linha a:hover { color: var(--azul); }

/* Responsivo */
@media (max-width: 1040px) {
  .nav-site { display: none; }
  .hero-grade { grid-template-columns: minmax(0, 1fr); gap: 40px; }
  .hero-visual { max-width: 560px; margin-inline: auto; width: 100%; }
  .cartao-kpis { left: -12px; }
  .grade-4 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .recursos-grade { grid-template-columns: minmax(0, 1fr); gap: 32px; }
  .passos { grid-template-columns: minmax(0, 1fr); }
}
@media (max-width: 600px) {
  .topo-linha { height: 64px; }
  .logo-texto { font-size: 17px; }
  .topo-site .bt-escuro { padding: 9px 14px; font-size: 13.5px; }
  .hero-site { padding: 36px 0 56px; }
  .slogan { letter-spacing: .18em; font-size: 11.5px; }
  .hero-sub { font-size: 17px; }
  .bt-grande { width: 100%; }
  .cartao-kpis { position: relative; left: auto; top: auto; width: auto; margin: -70px 14px 0; }
  .grade-4, .recursos-lista { grid-template-columns: minmax(0, 1fr); }
  .secao-site { padding: 64px 0; }
  .mais-tempo { padding: 72px 0; }
  .faixa-marca span { letter-spacing: .16em; text-align: center; }
}